Me and my fiancee are buying our first home. Our solicitor has texted usto see if we want to take out extra conveyancing searches. As novices we have no idea as to what's necessary for conveyancing in Bude
The extent of Bude conveyancing searches depends entirely on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your overall appetite to risk. What is important is that you adequately comprehend what information the searches could provide. Then you can decide if you consider that you need that search. If uncertain, ask your lawyer to recommend.
I am about to put a bid on a leasehold property in Bude. The property agents tell me that it is usual for flats in Bude to have less than 75 years remaining. I am obtaining a loan with Chelsea Building Society. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/12/2025 the requirements read as follows :
I opted to have a survey carried out on a property in Bude ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to give a loan on this type of premises.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you contact us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bude. Conveyancing will be smoother if you use a solicitor in Bude especially if they are acquainted with such properties in Bude.
Taking into account that I will soon spend hundreds of thousands of pounds on a two bedroom apartment in Bude I wish to talk to a lawyer concerning theconveyancing ahead of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your property ownership legalities in Bude.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Bude should be the amount on the final invoice that you end up paying.
In scouring the world wide web for the term conveyancing in Bude it shows results of many solicitorsin the vicinity. How do I determine which is the right solicitor for purchase transaction?
The best way of seeking a suitable conveyancer is through a trusted referral, so seek the counsel of colleagues and those you trust who have acquired a property in Bude or the reputable estate agent or financial adviser. Fees for conveyancing in Bude differ, so it's a good idea to secure a minimum of three fee estimates from varying types of law firms. Be sure to seek confirmation that the charges are assured not to escalate.