Just been in touch with my conveyancing lawyer in Bournville who acted for me 18 months ago and wanted a conveyancing estimate based on an identical type of house sale & purchase (a leasehold residence and a freehold premises) of almost identical values with a home loan from Birmingham Midshires. It looks as though am now being quoted twice the amount. Stick with what I know or do I try and find a cheaper online conveyancer?

The costs illustration is fractionally on the steep side. If you are willing to expend time scrutinising charges you could get the conveyancing a bit cheaper by say £125. On the other hand, if you were satisfied with the legal work the firm offered you maycome to rue opting for an an untested lawyer. Don't forget to ensure that the conveyancer can also act for Birmingham Midshires. You can make use of our search tool to choose a Bournville conveyancing firm on the Birmingham Midshires member panel, which can often include conveyancing solicitors in Bournville.

All was ready to move into my new home in Bournville next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not limited to conveyancing in Bournville.

We are buying a property and need a conveyancing solicitor in Bournville who is on the Co-operative approved panel. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Bournville.

I am planning to acquire a property and need a conveyancing solicitor in Bournville who is on the The Mortgage Works solicitor. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Bournville. We dont recommend any particular firm.

I'm buying a new build house in Bournville with a mortgage from Alliance & Leicester . The developers refused to reduce the price so I negotiated £7000 of additionals instead. The estate agent told me not disclose to my lawyer about this side-deal as it may impact my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.