Two weeks ago we had a mortgage agreed in principle with Nationwide. Borehamwood conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Nationwide?

Some lenders take longer than others. Have Nationwide conducted the valuation? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

We have agreed to purchase a house in Borehamwood. A rare aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Skipton your lawyer must comply with the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Skipton. The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Skipton where a lease does not meet these requirements. The conditions relate to the installation of panels on properties nationwide and is not isolated to Borehamwood.

At last I have had an offer on an apartment in Borehamwood agreed to, the sellers do however have a tied purchase. The owners have offered on on an apartment, but it’s not been accepted yet, and are looking at other properties booked. I have selected a high street conveyancing solicitor in Borehamwood. What do I do now? At what stage do I apply for the mortgage with Nottingham?

It is usual to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then valuation, Borehamwood conveyancing search fees, etc). First, you must ensure that your conveyancer is on the Nottingham conveyancing panel. As to the next steps this very much dictated by the uniqueness of your case, attraction to the property and on the state of the market. In a buoyant market many buyers would apply for the mortgage with Nottingham and arrange for the valuation and only if it comes back ok would they request their conveyancing practitioner to proceed with the conveyancing in Borehamwood.

Do commercial conveyancing searches reveal proposed roadworks that may impact a commercial premises in Borehamwood?

Its becoming the norm that commercial conveyancing solicitors in Borehamwood will order a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Borehamwood. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Borehamwood.

For every commercial conveyancing transaction in Borehamwood it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately may cause delays to Borehamwood commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in Borehamwood.

I am buying a new build flat in Borehamwood. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Borehamwood

The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

I own a leasehold flat in Borehamwood. Conveyancing and Chelsea Building Society mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Borehamwood who acted for me is not around. What should I do?

The first thing you should do is contact HMLR to make sure that this person is indeed the registered owner of the freehold reversion. You do not need to instruct a Borehamwood conveyancing firm to do this as it can be done on-line for £3. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I have attempted and failed to negotiate with my landlord for a lease extension without any joy. Can one make an application to the Leasehold Valuation Tribunal? Can you recommend a Borehamwood conveyancing firm to assist?

Most certainly. We can put you in touch with a Borehamwood conveyancing firm who can help.

An example of a Lease Extension decision for a Borehamwood property is Ground Floor Maisonette 17 Milton Road in January 2014. The Tribunal determined the premium payable by the Applicant to the should be £13,299 This case related to 1 flat. The unexpired residue of the current lease was 71.73 years.

My husband and I have just had an offer agreed on a apartment and had an appointment on Monday with Nationwide for the mortgage. They advised me that when it comes to appointing a solicitor that if they are not on their approved list of solicitors then we will incur an extra fee of £250+. This is is due to the fact that they will then have to appoint a solicitor to act on their behalf as well as the one we select for ourselves and we assume responsibility for their costs. I have asked Nationwide to furnish me with a list so I can seek quotes only from their approved conveyancers but was told that I need to check with each individual lawyer to see if they are on the panel. Is there a list online?

You can enquire of Nationwide what their panel criteria is for a solicitor.Thereafter ask the solicitor of your choice whether they fit that criteria and have they acted on loans for Nationwide previously. If the answer to those is yes, then just clarify this with Nationwide. Alternatively please use our search tool and we should be able to identify a property lawyer in Borehamwood on the panel for Nationwide.