We were just about to exchange contracts for a semi detached house in Bloxwich. We have hit a snag. Our loan offer with expires on but the owners are suggesting a completion date of . Is it possible to extend the loan offer?

The person best placed to address this question is your lawyer who should calculate if he or she is should be discussing with the mortgage broker, vendor’s conveyancers, estate agents or possibly all three based on the history of your transaction to date.

We see that you have a post code search directory identifying solicitors on the conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Bloxwich?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bloxwich.

My wife and I are buying a property in Bloxwich. I might seem paranoid but how we can trust a lawyer? On the day of competition we have to deposit our life savings into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Have just purchased a repossessed house at auction in Bloxwich. Conveyancing is required. What is next?

Now that you have for in every practical sense signed on the dotted line you should hire the services of a conveyancing solicitor quickly as you now have a pending a fixed date to complete the deal. All auction property should have a bespoke auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You should pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in order to complete the transaction on the set completion date.

I have decided to exercise my right to buy my property in Bloxwich off the council. I have a mortgage offer with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

I am buying a new build flat in Bloxwich. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Bloxwich

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Due to the input of my in-laws I had a survey completed on a house in Bloxwich ahead of instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some banks tend not grant a loan on such a property.

It depends who your proposed lender is. Santander has different requirements for example to Nationwide. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bloxwich. Conveyancing may be slightly more expensive based on your lender's requirements.