Me and my husband are acquiring a flat in Bedfont. My lawyer is not on the mortgage company approved list. Can I still appoint my Bedfont conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?

Various options include

• Carry on with your preferred Bedfont lawyer but your mortgage company will no doubt use a conveyancer on their approved list. The net result is additional cost together with probable delay.
• Get a new solicitor to conduct the conveyancing, making sure they are on the mortgage company conveyancing panel.
• Convince your conveyancing practitioner to pull out all the stops to join the lender’s conveyancing panel

Will conveyancers request an advanced payment when it comes to conveyancing in Bedfont?

Where you are retaining lawyers for conveyancing in Bedfont your solicitor will request that you place them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the down payment is payable against the purchase price then this will be asked for immediately before contracts are exchanged. The final balance that is needed will be payable a few days prior to the day of completion.

A relative advised me that where I am buying in Bedfont I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is usually quoted for as part of the standard Bedfont conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Bedfont around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Bedfont Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Bedfont Education with plans and statistics, Local Amenities and other useful information concerning Bedfont.

Due to the encouragement of my in-laws I had a survey completed on a house in Bedfont ahead of appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some banks may not grant a mortgage on this type of premises.

It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bedfont. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bedfont to see if the conveyancing will be more expensive.

My conveyancing in Bedfont is set to complete on Friday, but the sellers I am purchasing from wishes to move out the next day at PM. Should I accept such a idea?

In situations where you require a bank loan then your conveyancer will demand that the premises arevacant on Friday - the mortgage company will require it.