My uncle passed away six months ago and as sole heir and executor I was left the property in Beckenham. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?

If you intend to re-mortgage then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

How does conveyancing in Beckenham differ for new build properties?

Most buyers of new build residence in Beckenham contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because house builders in Beckenham tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Beckenham or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a property in Beckenham in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may refuse to give a mortgage on this type of house.

It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Beckenham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Beckenham to see if the conveyancing costs will increase in light of this.

Are there any apps to assist me to search for a Beckenham solicitor on the conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the lawyer.

Feel free to make use of the facility on this website. Please choose the bank and your location and you will see a number of Beckenham conveyancing lawyers locally. We have detailed some Beckenham conveyancing firms at the bottom of this page and you can ring them to see if they are on the approved list

Beckenham Conveyancing for Leasehold Flats - Examples of Questions you should ask before Purchasing

How much is the yearly maintenance fee and ground rent? On the whole the outlay for major works are not wrapped into the maintenance charges, although some managing agents in Beckenham require leasehold owners to contribute towards a reserve fund and this is used to offset against major works. Is anyone aware of any major works in the planning that could increase the maintenance fees?