My partner and I are buying a brand new flat in Bamburgh and my solicitor is informing me that she has to the lender to reveal incentives from the developer. The Estate Agents are hassling me to exchange and my preference is not to prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Bamburgh. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/9/2025, the requirements read as follows :

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Bamburgh is the location of the property. Is there any advice you can impart?

Flying freeholds in Bamburgh are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bamburgh you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bamburgh may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I am looking to sell my house. My former solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Bamburgh if that affects matters.

Please use our search tool to help you find a solicitor for your conveyancing in Bamburgh. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

Would local authority consent be necessary to split a house into multiple appartments in Bamburgh? This has occurred to a house opposite to a relative in Bamburgh and was ignorant of the conversion until it was finished.

Planning permission is required for splitting a single house in Bamburgh into apartments but probably not for converting once again to single dwelling-house so, in answer to your query, yes,a it is required.