Much to our surprise we have been informed by our mortgage adviser that my Balsall Heath the law firm I have appointed is not on the bank Solicitor panel. What can I do to be sure if this is correct?
You need to contact your Balsall Heath lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may be able to suggest a Balsall Heath conveyancing firm that is on the approved list of lawyers for your bank.
My bid for a property was accepted at auction in Balsall Heath. Conveyancing is necessary. What is next?
Now that you are legally committed yourself to purchase you now have to hire the services of a conveyancing solicitor as a matter of priority as you now have a tight a fixed date to complete the purchase. Every auction property will ordinarily have a bespoke auction set of papers. This will include evidence of title and search results. In the case of leasehold premises the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You must pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are organised to complete on the date specified in the contract.
Is it the case that all Balsall Heath solicitor firms on the Santander conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Santander conveyancing panel they would need to be overseen by the SRA. Some banks do allow licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Balsall Heath property lawyer on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
What can a local search inform me about the property we're buying in Balsall Heath?
Balsall Heath conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search plays a central part in many a Balsall Heath conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search should supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
My husband and I are first time buyers - had an offer accepted, but the agent told us that the owners will only issue a contract if we instruct the agent's chosen conveyancers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a family conveyancer used to conveyancing in Balsall Heath
We suspect that the owner is unaware of this requirement. Should the seller desire ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are chain free (d) you intend to proceed fast (e)but you are going to instruct your own,trusted Balsall Heath conveyancing firm - rather thanthose that will give the estate agent a kickback or hit his conveyancing targets set by head office.
I am not able to travel my Balsall Heath conveyancing solicitors office to execute documents for conveyancing in Balsall Heath – is this a problem?
Not a problem. Balsall Heath conveyancing lawyers can conduct home moves for clients from a distance. It is not necessary for you to be able to meet your lawyer in the flesh at a Balsall Heath conveyancers office. Almost all conveyancer can deal with all communications remotely from their Balsall Heath premises.