The deeds to my house can not be found. The conveyancers who handled the conveyancing in Balsall Common 5 years ago no longer exist. Will I be able to sell the house?
As long as the title is registered the details of your proprietorship will be retained by the Land Registry with a Title Number. It is easy to carry out a search at the Land Registry, find your property and obtain up to date copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Due to the input of my in-laws I had a survey completed on a house in Balsall Common in advance of instructing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies may refuse to give a loan on such a premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Balsall Common. Conveyancing will be smoother if you use a solicitor in Balsall Common especially if they regularly deal with such properties in Balsall Common.
What makes your site different to other internet conveyancing solicitors for conveyancing in Balsall Common?
At this site get an accurate costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Balsall Common. As opposed to estate agents and many comparison sites we are not in the business of charging firms a commission if you select them for your home move in Balsall Common
We're novice buyers - agreed a price, yet the selling agent has warned us that the owners will only go ahead if we use the agent's chosen lawyers as they want a ‘quick sale’. We would rather use a local conveyancer used to conveyancing in Balsall Common
We suspect that the seller is unaware of this demand. Should the vendor require ‘a quick sale', alienating a serious buyer is counter productive. Avoid the agents and go straight to the owners and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you intend to appoint your own,trusted Balsall Common conveyancing firm - as opposed tothe ones that will provide their estate agent a introducer fee or hit his conveyancing thresholds pre-set by corporate headquarters.
My wife and I about to complete on the purchase a house in Balsall Common but as a consequence of damage from the recent storms I have negotiated recompense from the current proprietors of £3k taking the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process yet the mortgage company will not agree to this. Why were they notified?
Your property lawyer listed on the lender approved list is duty bound to disclose to the lender of any amendments to the purchase price. If you were to refuse your solicitor to report the reduction to your bank then they would have no choice but to refrain from acting for you and the lender.