My brother-in-law has suggested I instruct a conveyancing solicitor in Ashford Kent. I I am struggling to find out whether they are accepted on the National Westminster Bank conveyancing panel. Could you advise?

You should call the lawyer and ask them whether they can act for the bank. Otherwise please get in touch with National Westminster Bank who may be able to assist.

A relative recommended that where I am purchasing in Ashford Kent I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Ashford Kent conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Ashford Kent around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ashford Kent Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Ashford Kent Education with maps and statistics, Local Amenities and other useful data about Ashford Kent.

I'm buying a new build house in Ashford Kent with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about the deal as it would impact my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Ashford Kent is the location of the property. What do you suggest?

Flying freeholds in Ashford Kent are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ashford Kent you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ashford Kent may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Is it possible to swap conveyancer as I need to instruct one who is on the Godiva Mortgages Ltd conveyancing list. I had appointed a high street conveyancing solicitor in Ashford Kent round the corner but the firm is not accepted by Godiva Mortgages Ltd

We will our best to assist in finding you a conveyancing solicitor in Ashford Kent on the Godiva Mortgages Ltd panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are authorised and regulated by the SRA who oversee all conveyancing solicitors in Ashford Kent. In utilising the find a conveyancing solicitor tool on this page, you can scrutinise fees for conveyancing solicitors in Ashford Kent and beyond.