It is 10 years ago since I purchased my house in Aldridge. Conveyancing solicitors have recently been appointed on the sale but I can't track down my title documents. Is this a major issue?

Don’t worry too much. First the deeds may be kept by the mortgage company or they may stored with the solicitor who oversaw your purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in Aldridge involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.

Do the Building Society Association intend to launch a search tool with a view to list solicitors on the conveyancing panel for instance in Aldridge?

We have not been informed any intention on the part of the BSA to promote such a register.

Just had an offer accepted on a new build flat in Aldridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Aldridge

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Aldridge is where the house is located. What do you suggest?

Flying freeholds in Aldridge are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Aldridge you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Aldridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I have been pointed in your direction by numerous selling agents in Aldridge to choose a solicitor using your seach tool. What’s the financial advantage for Estate Agents to recommend your services over and above a competitor’s?

We refuse to offer any commission for directing people to this site. We thought it would be too underhand a fee because a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.